1099-C Form Generator

Create Form 1099-C online with Pay-Stubs.com. Enter creditor and debtor details, report cancellation of debt amounts, preview, and download a clear PDF.

Generate 1099-C Now

What is Form 1099-C?

Form 1099-C (Cancellation of Debt) reports cancelled debt of $600 or more, including the date of the identifiable event, amount discharged, interest included, debt description, personal liability, event code, and fair market value of related property when applicable.

Who uses Form 1099-C?

Creditors such as banks, lenders, and other applicable entities use Form 1099-C to report cancellation of debt to the IRS and the debtor.

Common 1099-C amounts

• Date of identifiable event (Box 1)
• Amount of debt discharged (Box 2)
• Interest included in box 2 (Box 3)
• Debt description (Box 4)
• Personally liable checkbox (Box 5)
• Identifiable event code A–H (Box 6)
• Fair market value of property (Box 7)

Filing deadline

Recipient copies are generally due by January 31 for many 1099 forms. Confirm Form 1099-C due dates for paper vs electronic filing on IRS.gov.

How to generate your 1099-C

1. Open the 1099-C generator
2. Select the tax year (2020–2026)
3. Enter creditor and debtor information
4. Add Boxes 1–7 details
5. Preview and checkout for a clean PDF

This tool helps you prepare documents. For filing requirements and tax advice, consult a qualified tax professional.