1099-R Form Generator
Create Form 1099-R (Distributions From Pensions, Annuities, Retirement or Profit-Sharing Plans, IRAs, Insurance Contracts, etc.) online with Pay-Stubs.com. Enter payer and recipient details, fill Boxes 1–19, preview your document, and download a clear PDF for your records.
What is Form 1099-R?
Payers use Form 1099-R to report distributions from pensions, annuities, retirement or profit-sharing plans, IRAs, insurance contracts, and similar arrangements. Recipients use the form when preparing their federal (and often state) income tax returns.
Who needs a Form 1099-R?
Plan administrators, trustees, and other payers generally issue Form 1099-R when a reportable distribution is made. Recipients may include retirees, IRA owners, beneficiaries, and others who received pension, annuity, or IRA distributions during the tax year.
Common boxes on Form 1099-R
- Box 1 — Gross distribution
- Box 2a / 2b — Taxable amount and related checkboxes
- Boxes 3–6 — Capital gain, federal withholding, employee contributions, net unrealized appreciation
- Box 7 — Distribution code(s) and IRA/SEP/SIMPLE (plus Boxes 7c/7d on the 2026 revision)
- Boxes 8–13 — Other amounts, percentages, IRR, designated Roth year, date of payment
- Boxes 14–19 — State and local tax rows
Filing deadline
Recipient copies of Form 1099-R are generally due by January 31. Confirm the current-year due date on IRS.gov if January 31 falls on a weekend or holiday. This generator helps you prepare documents; it is not an e-file service.
How our 1099-R generator helps
- Open the online form for the tax year you need (2020–2026)
- Enter payer and recipient names, addresses, and TINs
- Add Box 1–19 amounts, codes, and any state or local withholding
- Preview the PDF and complete checkout to remove the watermark
Available tax years
Frequently asked questions
What is Form 1099-R used for?
Form 1099-R reports distributions from pensions, annuities, retirement or profit-sharing plans, IRAs, insurance contracts, and similar arrangements.
Who receives a Form 1099-R?
Recipients typically include retirees, IRA owners, and others who received a reportable distribution. Payers such as plan administrators and trustees issue the form.
When is Form 1099-R due?
Copies for recipients are generally due by January 31. Confirm the current-year IRS due date if that date falls on a weekend or holiday.
What are common 1099-R boxes?
Common boxes include Box 1 gross distribution, Box 2a taxable amount, Box 4 federal income tax withheld, Box 7 distribution code(s), and Boxes 14–19 for state and local tax information.
Can I generate a 1099-R PDF online?
Yes. Use this generator to enter details, preview a watermarked PDF, and download a clean PDF after checkout for tax years 2020–2026.
This tool helps you prepare documents. For filing requirements and tax advice, consult a qualified tax professional.
Ready to create your 1099-R?
Open the online form, enter your details, preview the PDF, and download after checkout.